AccountId: 011433970860 ContactId: ff8fdfa2-7437-403c-b7f2-a66096577cd6 Channel: VOICE LanguageCode: en-US Total Conversation Duration: 351220 ms Total Talk Time (AGENT): 118138 ms Total Talk Time (CUSTOMER): 114638 ms Interruptions: 0 Overall Sentiment: AGENT=0.4, CUSTOMER=0.4 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/06/13/ff8fdfa2-7437-403c-b7f2-a66096577cd6_20250613T13:32_UTC.wav -------------------------------------------- [AGENT][NEUTRAL] For calling American Public Life. This is [PII]. How may I help you? [CUSTOMER][NEUTRAL] Hi [PII], good morning. My name, my name's [PII] and I wanted to check on uh a claim for my gap. [AGENT][NEUTRAL] I can verify [CUSTOMER][NEUTRAL] Um, for my knee replacement surgery, yeah. [AGENT][NEUTRAL] I can verify claim status. May I have your policy number? [CUSTOMER][NEUTRAL] Um, let me see here. [CUSTOMER][NEUTRAL] Uh [CUSTOMER][NEUTRAL] Oh, here, hold on a second, um. [CUSTOMER][NEUTRAL] Policy number 2549537. [AGENT][POSITIVE] Thank you. May I have a good callback number for you? [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] Thank you. Can you verify your date of birth, your mailing address, and your email, please? [CUSTOMER][NEUTRAL] Sure, uh, [PII], [PII], and it's [PII]. [AGENT][NEUTRAL] Thank you for verifying that information. Please be advised verification of coverage does not guarantee the payment of a claim. And do you have a data service? [CUSTOMER][NEUTRAL] Yep [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] OK, let's see. [CUSTOMER][NEUTRAL] I was in the hospital a couple of days for my knee replacement. [AGENT][NEUTRAL] OK, so it looks like we're requesting the primary insurance explanation of benefits. [CUSTOMER][NEUTRAL] I sent it [AGENT][NEUTRAL] OK, let me pull this up. It looks like the providers submitted some other claims in which we asked for the primary EOB as well. [AGENT][NEUTRAL] Let me get this pulled up one moment. [AGENT][NEUTRAL] OK, there's 39 pages, one moment. [AGENT][NEUTRAL] scan through and see if I see the EOB. [AGENT][NEGATIVE] OK. I'm going through these pages and there is no primary EOB attached. I do see the doctor's notes. I do see your diagnosiscope, but there's no major medical explanation or benefit attached to these 39 pages. [CUSTOMER][NEGATIVE] Who is, is that just pardon my ignorance, is that from? [CUSTOMER][NEUTRAL] Florida blue or from Mount Sinai? [AGENT][NEUTRAL] This right here is from the hospital. So what we need will come from [CUSTOMER][NEUTRAL] But no, no, I know, but I mean the explanation of benefits is is from the insurance company, right? Not the hospital. [AGENT][POSITIVE] Correct, that is correct. [CUSTOMER][NEGATIVE] OK, alright, and then my second question is how come when I log in I get all these text messages that my claim is being processed and all this kind of stuff I log in and I can't even see these claims. I only the only claims that I see are from [PII]. [AGENT][NEUTRAL] So you're not seeing anything from 25? [AGENT][NEUTRAL] Let's see. [CUSTOMER][NEUTRAL] No ma'am. [AGENT][NEUTRAL] I'm not showing any claims actually processed for 25 other than the denied for major medical EOB, but you should be able to see those claims as well. [CUSTOMER][NEUTRAL] Uh-huh [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] I'll make a note so that someone can check that out as well. [AGENT][NEUTRAL] Because you should be able to see anything that's processed on your account. [CUSTOMER][NEUTRAL] And [CUSTOMER][NEUTRAL] And once you get the uh the explanation of benefits I'm gonna request that from Blue Cross um once you get that uh like back in [PII] I had my other knee replaced and you guys paid like uh basically the deductible or whatever I had it was I think it was like $2000 is that still the like the maximum payout now? [AGENT][NEUTRAL] Oh, let's see. [CUSTOMER][NEUTRAL] If it's approved [AGENT][NEUTRAL] One moment. [AGENT][NEUTRAL] Inpatient allows 2000, yes. [CUSTOMER][POSITIVE] Thanks. [CUSTOMER][NEUTRAL] OK, alright, so that hasn't changed. Alright, let me work on that other and I'll upload it, uh, once I get it I'll upload it in the portal. [AGENT][NEUTRAL] OK. And that's all we need to verify what your copays, co-insurance and or deductible was and we can get that claim processed. [CUSTOMER][POSITIVE] All right thank you so much I appreciate it have a great weekend. [AGENT][POSITIVE] You're so welcome, [PII], and thank you for calling American Public Life. Have a great weekend. Bye-bye. [CUSTOMER][POSITIVE] Great thank you bye bye.