AccountId: 011433970860 ContactId: c75eee03-4545-471c-92df-6053ae018b27 Channel: VOICE LanguageCode: en-US Total Conversation Duration: 265059 ms Total Talk Time (AGENT): 112634 ms Total Talk Time (CUSTOMER): 124540 ms Interruptions: 0 Overall Sentiment: AGENT=1, CUSTOMER=0.2 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/03/25/c75eee03-4545-471c-92df-6053ae018b27_20250325T16:17_UTC.wav -------------------------------------------- [AGENT][NEUTRAL] Good morning. Thank you for calling APL. This is [PII]. How may I assist you? [CUSTOMER][NEUTRAL] Yes, my name is [PII] and I'm calling from a provider's office. I'm calling because I need to see what type if this patient's plan is like a full medical plan or what type of policy it is please. [AGENT][NEUTRAL] OK. Oh, sure, I can assist you with plan information. And may I have a callback number just in case we get disconnected Miss [PII]? [CUSTOMER][NEUTRAL] Yes, it is [PII]. [AGENT][NEUTRAL] Thank you. And what's the name of the um the provider, I'm sorry, or the facility you're calling from? [CUSTOMER][NEUTRAL] BHS physicians Network and we're a physician group, a multi-specialty. [AGENT][NEUTRAL] OK, thank you. And do you have the policy number of the patient? [CUSTOMER][NEUTRAL] Yes, it is D as in Delta 43,302,090. [AGENT][NEUTRAL] Um, do you see a policy certificate number? It's gonna start with a 0 followed by 7 digits. That's gonna be our number. [CUSTOMER][NEUTRAL] Let me see. [CUSTOMER][NEUTRAL] Uh, 0, OK, how about 02474924? [AGENT][NEUTRAL] OK, yeah, that sounds more like us. Let's see. [AGENT][NEUTRAL] Alright, and may I have the name and date of birth of the patient? [CUSTOMER][NEUTRAL] It is [PII] [CUSTOMER][NEUTRAL] And [PII] is the date of birth. [AGENT][POSITIVE] Perfect. Thank you. All right. So this particular policy is one of our limited hospital indemnity policy. [CUSTOMER][NEUTRAL] OK [CUSTOMER][NEUTRAL] So it is limited. [AGENT][NEUTRAL] Mm. [AGENT][NEUTRAL] Yes, it is, let me know. [CUSTOMER][NEUTRAL] So how did they cover because he was in the hospital, so does it only cover like one visit per day or how does it work? [AGENT][NEUTRAL] All right. And was he, um, admitted or it was just like an ER visit? [CUSTOMER][NEUTRAL] He was admitted. [AGENT][NEUTRAL] It was submitted. OK, so this is not a guarantee of payment, just a verification of coverage and that's just a disclaimer. Um, the admission benefit is 1500. [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] Per cover person per calendar year. This is one time. And then the daily hospital confinement benefit is 100 per day, up to 4 days. [CUSTOMER][NEUTRAL] OK, 100 per day? [AGENT][NEUTRAL] Yes. [CUSTOMER][NEUTRAL] OK, so whosever claim gets there first. [AGENT][NEUTRAL] Yes, basically. [CUSTOMER][NEUTRAL] OK, daily 100 per. [CUSTOMER][NEUTRAL] OK, that's why, well, I was wondering why the EOB had said that it was a duplicate and we were the only physician from our group practice, but that doesn't mean that another doctor from another group practice didn't see him. [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] 24 days. OK, so it's daily 100 per day up to 4 days, correct? [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] OK, so then we can build the patient then right? because. [AGENT][NEUTRAL] Yeah, it's up to the provider's discretion because since it's not a major medical, it's just a limited plan. We don't really have any contractual involvement on any remaining of the claim. [CUSTOMER][NEUTRAL] Pre [CUSTOMER][NEUTRAL] Uh huh. [CUSTOMER][NEUTRAL] Yeah, OK, and can you tell me your name again please? [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] Sure. My name is [PII], that's initial [PII]. [CUSTOMER][NEUTRAL] Um, OK, and is there a reference number for our call? [AGENT][NEUTRAL] We don't have reference numbers you can use my name in today's date if you would like, Ms. [PII]. [CUSTOMER][NEUTRAL] Yeah [CUSTOMER][POSITIVE] OK, I appreciate your help thank you so much have a great day. [AGENT][POSITIVE] You're welcome. You as well, and thank you for calling APR. Have a good day. Bye-bye. [CUSTOMER][NEUTRAL] Uh huh bye. [AGENT][NEUTRAL] Yeah.