AccountId: 011433970860 ContactId: c155a97c-a38a-474b-a20c-9802d7df3d1a Channel: VOICE LanguageCode: en-US Total Conversation Duration: 328640 ms Total Talk Time (AGENT): 124394 ms Total Talk Time (CUSTOMER): 103934 ms Interruptions: 0 Overall Sentiment: AGENT=1, CUSTOMER=0.8 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/04/17/c155a97c-a38a-474b-a20c-9802d7df3d1a_20250417T16:14_UTC.wav -------------------------------------------- [AGENT][NEUTRAL] Morning. Thank you for calling APL. My name is [PII]. How may I help you? [CUSTOMER][NEUTRAL] Hi [PII], my name is [PII] calling from National Kidney Partners. I am checking on a denied claim on a member. [AGENT][NEUTRAL] OK, well I can definitely help you with the claim denial and um just for my notes, can you spell your first name for me please and provide a good contact number in case we're disconnected? [CUSTOMER][NEUTRAL] Sure, name is [PII] last initial [PII], call back number is [PII]. [AGENT][NEUTRAL] Thank you for that. And may I have the member's policy number? [CUSTOMER][POSITIVE] Yes, it is, let me grab that. [CUSTOMER][NEUTRAL] Um, 01548508 M as in Mary, L as in Lima 8. [AGENT][POSITIVE] Thank you for that. Hold on one moment. [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] And can you verify the member's first and last name and date of birth? [CUSTOMER][NEUTRAL] Yes, [PII] [PII]. [AGENT][NEUTRAL] Thank you for that and all the information provided is a verification of benefits, not a guarantee of payment. And may I have the date of service and the total bill for the claim? [CUSTOMER][NEUTRAL] Yes, service date is [PII] build amount $604.84. [AGENT][POSITIVE] Thank you. Hold on one moment. [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] 604, here we go. [AGENT][NEUTRAL] And it's coming up now. Hold on one moment. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] Let me see what was the reason. [AGENT][NEUTRAL] OK, so I'm showing the claim was denied because the services are not covered when performed in a doctor's office or clinic. [AGENT][NEUTRAL] And what questions did you have? [CUSTOMER][NEUTRAL] Yeah, I'm trying to figure out why it said that because this was actually done at a dialysis center. [AGENT][NEUTRAL] As in like an outpatient hospital facility or like a dialysis clinic? [CUSTOMER][NEUTRAL] Dialysis clinic, outpatient dialysis clinic. [AGENT][NEUTRAL] Right, so it's doctor's office or clinic. So if this was a doctor's office, the policy wouldn't cover it or clinics, it wouldn't cover. Um, let me see, hold on one second. Let me pull up their full benefits. [CUSTOMER][NEUTRAL] OK, let me see if any. [CUSTOMER][NEUTRAL] Previous claims have been paid. [CUSTOMER][NEUTRAL] Mm. [CUSTOMER][NEUTRAL] Hm. [AGENT][NEUTRAL] I'm waiting for it to come up. Hold on one moment. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] So for outpatient on this policy, it will cover like the hospital emergency room, urgent care, surgery in an outpatient facility, um, diagnostic testing in a hospital outpatient facility or MRI facility, um, outpatient treatment for mental and emotional disorder in an outpatient facility or um physical therapy in a physical therapy facility, but it's it. [AGENT][NEUTRAL] For the secondary policy is inpatient and outpatient, but outpatient doesn't have any coverage for in-office or clinic setting. [CUSTOMER][NEUTRAL] Hm. [CUSTOMER][NEUTRAL] Clinic setting. [CUSTOMER][NEUTRAL] For office. [CUSTOMER][NEUTRAL] So the dialysis, OK, can I, is it possible to look up this um location to see if it's in network on the members plan? If I give you the name? [AGENT][NEUTRAL] Well [AGENT][NEUTRAL] So we're the secondary policy, so we don't have network. We follow primary. We apply to the co-pay, deductible and co-insurance after primary. [CUSTOMER][POSITIVE] Got you. [CUSTOMER][NEUTRAL] I see, OK, so I guess then the the remaining balance will be the patient's responsibility. [CUSTOMER][NEUTRAL] Because of the contract. [AGENT][NEUTRAL] Well, we don't determine patient responsibility because we're not the major medical. [CUSTOMER][NEUTRAL] Mm, let's see. [CUSTOMER][NEUTRAL] Got you. OK, alrighty, let me see here. [CUSTOMER][NEUTRAL] OK, that's all I need then. Can I get a reference number please? [AGENT][NEUTRAL] Sure, so there's no call reference number, but you can use my name in today's date. The first initial of my last name is [PII]. [CUSTOMER][POSITIVE] OK, alrighty thank you so much appreciate your time. [AGENT][POSITIVE] You're very welcome, [PII]. Thanks for calling APL. I hope you have a great day. [CUSTOMER][POSITIVE] You too, thank you. [AGENT][POSITIVE] You're welcome. Bye bye. [CUSTOMER][NEUTRAL] Mhm bye bye.