AccountId: 011433970860 ContactId: a2cb3665-fa66-4b80-802e-0f39251456c5 Channel: VOICE LanguageCode: en-US Total Conversation Duration: 1212729 ms Total Talk Time (AGENT): 307669 ms Total Talk Time (CUSTOMER): 341329 ms Interruptions: 5 Overall Sentiment: AGENT=0.1, CUSTOMER=0 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/04/15/a2cb3665-fa66-4b80-802e-0f39251456c5_20250415T20:05_UTC.wav -------------------------------------------- [AGENT][NEUTRAL] Thank you for calling American Public Life. This is [PII]. How may I help you? [CUSTOMER][NEUTRAL] Yeah, hi, this is [PII] calling from Platinum to billing office. How are you doing today? [AGENT][POSITIVE] I'm great. How are you? [CUSTOMER][NEUTRAL] I'm doing good, thanks for asking. Before I proceed, this call is being recorded for quality and training purposes. Would you like us to continue recording? [AGENT][NEUTRAL] Yes. [CUSTOMER][NEUTRAL] Yeah [CUSTOMER][NEUTRAL] I have called regarding a claim information. Can you help me out with that? [AGENT][NEUTRAL] I can verify claim status. May I have a policy number? [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Uh, it's going to be. [CUSTOMER][NEUTRAL] E [CUSTOMER][NEUTRAL] Sorry it's 0. [CUSTOMER][NEUTRAL] 1,844,850 ML 8. [AGENT][NEUTRAL] May I have a good callback number for you? [CUSTOMER][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] Your, your name is [PII], right? [AGENT][NEUTRAL] Yes. [AGENT][NEUTRAL] May I have the patient's name and date of birth? [CUSTOMER][NEUTRAL] Yeah, OK. [CUSTOMER][NEUTRAL] Yeah, the patient name is [PII] and the date of birth, [PII]. [AGENT][NEUTRAL] Thank you for verifying that information. May I have a date of service? [CUSTOMER][NEUTRAL] Yeah, it's [PII]. [AGENT][NEUTRAL] Total bill amount? [CUSTOMER][NEUTRAL] Um, $418 even. [AGENT][NEUTRAL] Thank you for future reference, you may visit our website at [PII] to check claim status as well. One moment. [AGENT][NEUTRAL] This processed under claim number 355-0944. [AGENT][NEGATIVE] No benefits are payable. They do not have the office visit, nor do they have the office treatment benefit. [CUSTOMER][NEUTRAL] For other one like uh for surgery coach. [AGENT][NEUTRAL] 17003 was denied for no office treatment. [AGENT][NEUTRAL] 99213, no office visit benefit. [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] So both are denied for the same reason. [AGENT][POSITIVE] That is correct. [CUSTOMER][NEUTRAL] Can you help me out with the UP for this one? [AGENT][NEUTRAL] May I have a fax number? [CUSTOMER][NEUTRAL] 702. [CUSTOMER][NEUTRAL] 8,351,020 [AGENT][NEUTRAL] That is [PII]. [CUSTOMER][NEUTRAL] 1020. [AGENT][NEUTRAL] [PII]. [CUSTOMER][POSITIVE] That's good. [AGENT][POSITIVE] Thank you. I'll fax that right over. Is there anything else I can assist you with? [CUSTOMER][NEUTRAL] Yeah, I do have other teams as well. [AGENT][NEUTRAL] One moment. [CUSTOMER][NEUTRAL] Sure. [AGENT][NEUTRAL] May I have the next policy number? [CUSTOMER][NEUTRAL] Yeah, it's 1475658 ML 8. [AGENT][NEUTRAL] Patient's name and date of birth? [CUSTOMER][NEUTRAL] [PII] and date of birth [PII]. [AGENT][NEUTRAL] Thank you. May I have a date of service? [CUSTOMER][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] And the bill amount? [CUSTOMER][NEUTRAL] Uh, $277 even. [AGENT][NEUTRAL] One moment. [AGENT][NEUTRAL] And that was 130 of 25. [CUSTOMER][NEUTRAL] Yes. [AGENT][NEGATIVE] OK. And it doesn't show that we have received for [PII]. [CUSTOMER][NEUTRAL] Mm. [CUSTOMER][NEUTRAL] We do have a claim on file for this one. [AGENT][NEUTRAL] There is no claim on file for this one. [CUSTOMER][NEGATIVE] You didn't do [CUSTOMER][NEGATIVE] Even we received payments for this one. [AGENT][NEUTRAL] Do you have a claim number? [CUSTOMER][NEUTRAL] Uh, no, but I have check number. Can you check with that? [AGENT][NEUTRAL] What's the check number? [CUSTOMER][NEUTRAL] 203-225-0 yeah that's it I think so. [AGENT][NEUTRAL] One moment. [CUSTOMER][NEUTRAL] And the main thing is we have received payments for ENM was 99214. That is the reason why I have called you again before previously with saying that uh ENM codes does not, uh. [CUSTOMER][NEUTRAL] Uh, people, right? [CUSTOMER][NEUTRAL] Then why for this one we have received payments? I have a question. [AGENT][NEUTRAL] This is a different policy. All the policies are not the same. Each policies are different. [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] One moment, I'm trying to locate this one. [CUSTOMER][NEUTRAL] So when it covers, it does give payments, right? [AGENT][NEUTRAL] If the policy covers the office visit, yes, it will do a payment for an office visit. [CUSTOMER][NEGATIVE] From our end, it was denied uh like it partially paid and denied as max benefit occurrence. [AGENT][NEUTRAL] Is there a check number? Is there a claim number connected to that check? [AGENT][NEUTRAL] Or policy number connected? [CUSTOMER][NEUTRAL] One moment. [CUSTOMER][NEUTRAL] Policy number, yeah, uh. [CUSTOMER][NEUTRAL] Yeah, it's LB_PG20. [AGENT][NEUTRAL] That is not our policy number. [AGENT][NEUTRAL] Let me see. [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] It's the provider skin and cancer associates? [CUSTOMER][NEUTRAL] Yes. [AGENT][NEUTRAL] OK, one moment. [CUSTOMER][NEUTRAL] Hm. [AGENT][NEUTRAL] So it's the data service 13 or 130? [CUSTOMER][NEUTRAL] 13 [AGENT][NEUTRAL] OK. [AGENT][NEUTRAL] So this one processed under claim number 357-423-5. [AGENT][NEUTRAL] You paid the benefit of $50 to the provider. [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] Then what about $10? [AGENT][NEUTRAL] OK, let me see if there was anything else billed. The $10 becomes patient responsibility. The benefit amount allows $50 for specially $25 for physician. [CUSTOMER][NEUTRAL] So total paid was 50 and the 1010. [CUSTOMER][NEUTRAL] Dollars were denied as max benefit occurrence that means it's like uh like. [AGENT][NEGATIVE] No, no. [AGENT][NEUTRAL] It means any remaining balance becomes patient's responsibility. The benefit is only [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] It's a copay or deductible. [AGENT][NEGATIVE] This one looks like it could have been the copay. [AGENT][NEUTRAL] Looks like they had a $60 co-pay. [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] So, uh, you have paid 50. Then what about the 10? [AGENT][NEUTRAL] It becomes patients responsibility. The benefit only allows 50. [CUSTOMER][NEUTRAL] Ascope. [CUSTOMER][NEUTRAL] Ascope. [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] OK [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][POSITIVE] Let's go with the next one. [AGENT][NEUTRAL] One moment. [CUSTOMER][NEUTRAL] Yeah, sure. [AGENT][NEUTRAL] May I have a policy number? [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] 01617076 ML 8. [AGENT][NEUTRAL] Patient's name and date of birth? [CUSTOMER][NEUTRAL] Patient name is [PII] and date of birth [PII]. [AGENT][NEUTRAL] Data service. [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] Total bill amount? [CUSTOMER][NEUTRAL] $277 even. [CUSTOMER][NEUTRAL] Yeah [AGENT][NEUTRAL] [PII] of 24 for [PII] [PII] is not in our system. One moment. [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] And [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] It processed under claim number. [CUSTOMER][NEUTRAL] Yeah [AGENT][NEUTRAL] 357-437-6 under policy number 02553630. [CUSTOMER][NEUTRAL] me. [AGENT][NEGATIVE] And it looks like this plan has no off benefits. [CUSTOMER][NEUTRAL] I call back from MBP Insurance. [AGENT][NEUTRAL] It denied on [PII]. [CUSTOMER][NEUTRAL] You [CUSTOMER][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] Can you help me out with a UB for this one? [AGENT][NEUTRAL] Yes. [CUSTOMER][NEUTRAL] M. [CUSTOMER][NEUTRAL] Ah. [AGENT][NEUTRAL] May I have the next policy number? [CUSTOMER][NEUTRAL] Mm, yeah. [CUSTOMER][NEUTRAL] So the next one is going to be 1081392. [AGENT][NEUTRAL] Patient's name and date of birth. [CUSTOMER][NEUTRAL] [PII] and date of birth [PII]. [AGENT][NEUTRAL] And data service. [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] 22 of 24. [CUSTOMER][NEUTRAL] 2024 December 2, 2024. [AGENT][NEUTRAL] In total bill amount? [CUSTOMER][NEUTRAL] Mm [CUSTOMER][NEUTRAL] One moment, it's going to be $197 even. [AGENT][POSITIVE] Thank you one moment. [AGENT][NEUTRAL] This processed under policy number 019128778. [AGENT][NEUTRAL] Processed under claim number 3541191. No office visit benefits. [AGENT][NEUTRAL] This claim processed and denied on [PII]. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] We are done with 4, right? [AGENT][NEUTRAL] Yes. [CUSTOMER][NEUTRAL] Can you help me out with the UB as well for this one? [AGENT][POSITIVE] Yes, I'll fax that one over as well. [CUSTOMER][NEUTRAL] the media [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] OK, may I have the final policy number? [CUSTOMER][NEUTRAL] 02297007 ML 8. [AGENT][NEUTRAL] Patient's name and date of birth. [CUSTOMER][NEUTRAL] I [CUSTOMER][NEUTRAL] [PII] and the date of birth? [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] One moment. [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] Data service. [CUSTOMER][NEUTRAL] Uh, [PII]. [CUSTOMER][NEUTRAL] And the bill amount to uh it's $277 even. [AGENT][NEUTRAL] One moment. [CUSTOMER][NEUTRAL] We [AGENT][NEUTRAL] This processed under claim number 357-0565. [AGENT][NEGATIVE] Looks like the policy terminated, no benefits were payable. [AGENT][NEUTRAL] This claim processed on [PII]. [CUSTOMER][NEUTRAL] Uh, may I know like when, what is the effective and term date? [AGENT][NEUTRAL] Policies effective [PII], policy term [PII]. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] But uh at the date of service, I think the policy is active, right? [AGENT][NEUTRAL] 116, [PII] policy terminated [PII]. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] OK, OK, OK. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] Do you see any other active insurance for the uh member? [AGENT][NEUTRAL] Looking up now, one moment. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Yeah [CUSTOMER][NEUTRAL] I [AGENT][NEUTRAL] And that is the only policy that I show in our system. [CUSTOMER][NEUTRAL] Yeah [AGENT][NEUTRAL] There's no active policy. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][POSITIVE] Thank you so much for that. [AGENT][POSITIVE] You're so welcome. Would you like a copy of this EOB? [CUSTOMER][NEUTRAL] Yes. [AGENT][NEUTRAL] OK, I'll fax this right over. [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] OK, so I'll fax this right over, [PII]. Is there anything else I can assist you with? [CUSTOMER][POSITIVE] No, thank you so much have a good day bye bye. [AGENT][POSITIVE] You're so welcome and thank you for calling American Public Life and have a great day. Bye-bye. [CUSTOMER][NEUTRAL] Bye bye.