AccountId: 011433970860 ContactId: 884397f0-3fae-48a8-88ef-c37fb8873490 Channel: VOICE LanguageCode: en-US Total Conversation Duration: 401220 ms Total Talk Time (AGENT): 137640 ms Total Talk Time (CUSTOMER): 195664 ms Interruptions: 2 Overall Sentiment: AGENT=0.7, CUSTOMER=0.4 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/03/27/884397f0-3fae-48a8-88ef-c37fb8873490_20250327T15:20_UTC.wav -------------------------------------------- [AGENT][POSITIVE] Good morning. Thank you for calling ATL. This is [PII]. May I help you? [CUSTOMER][NEUTRAL] Yes, [PII], uh, my name is [PII] and I'm getting ready to have outpatient, um, [CUSTOMER][NEUTRAL] Uh, cataract surgery on my eye, and I have a gap. I'm trying to see, there's a big deductible. I'm trying to see, there's that, but does this plan assist with my deductible. [AGENT][NEUTRAL] OK, do you have a callback number I can get in case we get disconnected I can call you back. [CUSTOMER][NEUTRAL] [PII] [AGENT][NEUTRAL] And do you have your policy number? [CUSTOMER][NEUTRAL] Now let's see, this card is over but let me see if this is what it says group and if there's a group, you want that's what you're talking about, that group number? [AGENT][NEUTRAL] Um, policy certificate number or outpatient inpatient certificate number, something like that. [CUSTOMER][NEUTRAL] Oh wait a minute. [CUSTOMER][NEUTRAL] Hm. [CUSTOMER][NEUTRAL] I see in hospitals benefits. So did I see outpatient? I see outpatient er number. OK. 01699383. [AGENT][NEUTRAL] Yes, ma'am, that number. [AGENT][POSITIVE] Thank you. [CUSTOMER][NEUTRAL] M as in Mary, L as in oh, that's all you need. [AGENT][NEUTRAL] Yes, ma'am, you don't have to put the email at the end. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] Um, hold one moment, please. [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] And what's your date of birth, Ms. [PII]? [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] And what was your, how did you pronounce your last name? [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] here. Thank you, Mr. [PII]. And can I verify your address and [CUSTOMER][NEUTRAL] Uh-huh. [CUSTOMER][NEUTRAL] Uh, [PII]. [AGENT][NEUTRAL] OK. Do you have an email address you would like to give us? [CUSTOMER][NEUTRAL] Yeah, um, um. [CUSTOMER][NEUTRAL] Did, did I, I, I see, should I give you my job email or do you my [CUSTOMER][NEUTRAL] Uh, let me give you my. [CUSTOMER][NEUTRAL] Oh, I watch you look at my personal email. Let me give you the job email for now. I mean [PII]. [AGENT][NEUTRAL] At [PII] [CUSTOMER][NEGATIVE] Yeah no. [CUSTOMER][NEUTRAL] Uh-huh. [AGENT][NEUTRAL] And what was the rest of it? [CUSTOMER][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] Do [AGENT][NEUTRAL] [PII], OK. [AGENT][NEUTRAL] That was [PII]. [CUSTOMER][NEUTRAL] Yes ma'am. [AGENT][NEUTRAL] OK. I'll get that added for you. Thank you, Ms. [PII]. And you wanted to know if uh cataract surgery was covered? [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] Yes ma'am. [AGENT][NEUTRAL] OK, I can help you with that. The effective date is [PII]. [AGENT][NEUTRAL] Any benefits given over the phone is not a guarantee of payment. [AGENT][NEUTRAL] And for outpatient? [AGENT][NEUTRAL] This policy coordinates with your primary insurance? [AGENT][NEUTRAL] We only pick up any of the deductible, co-pay, or co-insurance that they apply. [AGENT][NEUTRAL] And it will be up to $300 per calendar day. [CUSTOMER][NEUTRAL] OK, so my deductible, just to hear you. [CUSTOMER][NEUTRAL] If my deductible is $839.57 are you saying that I can apply this policy will apply up to $300. [AGENT][NEUTRAL] Yes, ma'am. [CUSTOMER][NEUTRAL] OK, so. [CUSTOMER][NEUTRAL] How do I give them this information? [AGENT][NEUTRAL] Um, actually, that is an old card. You do have a new policy number. You want me to give you your new policy number? [CUSTOMER][NEUTRAL] OK. [CUSTOMER][POSITIVE] Yes, that would be helpful. [AGENT][NEUTRAL] OK, it is 02. [AGENT][NEUTRAL] 472-970. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] 70 and when I, when I, cause I told them I was gonna call him back after I talk to you. So what do I tell them I'm on the ATL or should I use the word gap or [AGENT][NEUTRAL] Yeah [AGENT][NEUTRAL] Um, just tell them you have a secondary policy with APL. [AGENT][NEUTRAL] And if they ask what APL stands for, it's American Public Life Insurance. [CUSTOMER][NEUTRAL] OK, secondary policy. [CUSTOMER][NEUTRAL] American public. [AGENT][NEUTRAL] Life insurance. [CUSTOMER][NEUTRAL] Right [AGENT][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] Insurance OK. [CUSTOMER][NEUTRAL] And that's, let me repeat my number, OK? 02472970. [CUSTOMER][NEUTRAL] And that's, uh, I have a secondary policy with APL and that's American Public Life Insurance. [AGENT][NEUTRAL] Yes, ma'am. When do you have plan on having the surgery done? [CUSTOMER][NEUTRAL] And I have your phone. [CUSTOMER][NEUTRAL] [PII], [PII]. [AGENT][NEUTRAL] OK. [AGENT][NEUTRAL] Yes, ma'am. OK. [CUSTOMER][NEUTRAL] So that's all I need, right? [AGENT][NEUTRAL] Yes, ma'am. And usually, if they need any more. [CUSTOMER][NEUTRAL] Do in terms of them here. [AGENT][NEUTRAL] Ma'am. [CUSTOMER][NEUTRAL] OK, so in terms of billing you all, I just give them your number and, and my policy number, right? [AGENT][POSITIVE] Yeah, yes, ma'am. The, most of the time they'll call us and get your benefits on your policy. [CUSTOMER][POSITIVE] OK. OK. All right, let me call them right now. That's very helpful because you see a lot of money here. uh, OK, thank you. [AGENT][POSITIVE] You're welcome. [AGENT][NEUTRAL] Is there anything else I can help you with? [CUSTOMER][POSITIVE] No, ma'am, you've been wonderful. Thank you. [AGENT][POSITIVE] Thank you, Mr. for calling IPL. You have a good day. [CUSTOMER][NEUTRAL] Uh-huh [AGENT][NEUTRAL] Bye bye. [CUSTOMER][POSITIVE] Thank you bye bye.