AccountId: 011433970860 ContactId: 7ac3d19d-d47c-449b-ab44-83ad737f3668 Channel: VOICE LanguageCode: en-US Total Conversation Duration: 921229 ms Total Talk Time (AGENT): 276230 ms Total Talk Time (CUSTOMER): 509055 ms Interruptions: 15 Overall Sentiment: AGENT=0.8, CUSTOMER=0 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/05/08/7ac3d19d-d47c-449b-ab44-83ad737f3668_20250508T15:31_UTC.wav -------------------------------------------- [AGENT][POSITIVE] Good morning. Thank you for calling APL. My name is [PII]. How may I help you? [CUSTOMER][NEUTRAL] Hello [PII], my name is [PII]. I'm calling here from provider's office. [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] Hi, [PII], how are you doing today? [CUSTOMER][NEUTRAL] I'm doing fine. How about you? [AGENT][POSITIVE] I'm doing well. And how may I assist you today? [CUSTOMER][NEUTRAL] So I have some claim that got denied. So can you help me with that claims? [AGENT][POSITIVE] OK, I'll be more than happy to assist you with the claims and how many claims do you have in total today? [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Uh, I have only one claim. [AGENT][NEUTRAL] OK, and may I have a good contact number in case we're disconnected? [CUSTOMER][NEUTRAL] Yeah, it is [PII]. [AGENT][NEUTRAL] Thank you for that and the member's policy number? [CUSTOMER][NEUTRAL] The name has been processed. [CUSTOMER][NEUTRAL] Uh, the member ID is 01817282. [AGENT][NEUTRAL] Thank you, hold on one moment. [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] And can you verify the member's first and last name and date of birth? [CUSTOMER][NEUTRAL] Mhm [CUSTOMER][NEUTRAL] Member name is [PII]. Date of birth is [PII]. [AGENT][NEUTRAL] Thank you for that and all the information provided is a verification of benefits, not a guarantee of payment. And may I have the date of service and the total bill for the claim? [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Uh, date of service is [PII], and the total charge amount, just give me a moment. Let me check the total charge amount. It is $1800. [CUSTOMER][NEUTRAL] OK, no problem. So can you share me the. [AGENT][NEUTRAL] OK, hold on one moment. [CUSTOMER][NEUTRAL] Uh, sorry, it is $1,892. [AGENT][NEUTRAL] $1,892 OK. [CUSTOMER][NEUTRAL] 779974. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] And can you verify the name of the provider's office on the claim? [CUSTOMER][NEUTRAL] It is emergency professional services. [AGENT][NEUTRAL] Thank you, hold on one moment. [CUSTOMER][NEUTRAL] Yeah [CUSTOMER][NEUTRAL] Can you move ahead with the another thing? [AGENT][NEUTRAL] Alright, so I'm showing the claim was received on [PII]. [CUSTOMER][NEUTRAL] OK [CUSTOMER][NEUTRAL] Just give me a moment. Uh, received on [PII]. [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] The claim number is 35. [CUSTOMER][NEUTRAL] After then? [AGENT][NEUTRAL] The claim number is 355-0245. [CUSTOMER][NEUTRAL] but I did. [CUSTOMER][NEUTRAL] N C A S E. [CUSTOMER][NEUTRAL] 682-800. [AGENT][NEUTRAL] And on [PII], the claim was denied because the outpatient benefit for the calendar year has been met. [CUSTOMER][NEUTRAL] So [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] Uh, can you repeat it once again? [AGENT][NEUTRAL] The outpatient benefit. [AGENT][NEUTRAL] For the calendar year? [AGENT][NEUTRAL] Has been met. [CUSTOMER][NEUTRAL] Outpatient benefit for this calendar year has been met, right? [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] And the benefit was in number of visits or in dollar value? [AGENT][NEUTRAL] Dollar value, the max was $4000 for the year and it was used up by the time your your claim came in. [CUSTOMER][NEUTRAL] Uh [CUSTOMER][NEUTRAL] OK, just give me a moment. Max value is $4000 right? [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] And how much the patient has made? [AGENT][NEUTRAL] The patient has used all 4000, that's why we can't pay out on any more claims. They've used it all. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] And uh [CUSTOMER][NEUTRAL] How many visits does the patient have in uh annually? [CUSTOMER][NEUTRAL] No. [AGENT][NEUTRAL] It's not that type of policy. [CUSTOMER][NEUTRAL] OK. And what's the plan name of the member? [AGENT][NEUTRAL] This is a Medlink supplemental gap insurance policy. [CUSTOMER][NEUTRAL] Madeling. [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] Supplemental. [CUSTOMER][NEUTRAL] Uh, can you repeat the name? Subliminal. [AGENT][NEUTRAL] Get [CUSTOMER][NEUTRAL] It's supplemental or subliminal? [CUSTOMER][NEUTRAL] So. [AGENT][NEUTRAL] Supplemental SUPP. [CUSTOMER][NEUTRAL] OK. OK, thank you. Supplemental. It's meddling supplement gap. OK. [AGENT][NEUTRAL] Subliminal gap. [AGENT][NEUTRAL] Insurance policy. [CUSTOMER][NEUTRAL] This is [CUSTOMER][NEUTRAL] Insurance policy. OK, thank you. And uh. [CUSTOMER][NEUTRAL] Is this claim process is in network or out of network? [AGENT][NEUTRAL] There's no network, it's a secondary policy. [CUSTOMER][NEUTRAL] It's [CUSTOMER][NEUTRAL] OK, so can you give me the appeal mailing address? [CUSTOMER][NEUTRAL] 000138867 [AGENT][NEUTRAL] Sure, our mailing address is [PII]. [AGENT][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] It's [PII] mailing address, OK. [AGENT][NEUTRAL] That's the address that I'm giving you. Are you ready? [CUSTOMER][POSITIVE] OK. Yes, yes, I'm ready. [AGENT][NEUTRAL] It's [PII]. [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] And the zip code is [PII]. [AGENT][NEUTRAL] 24. [CUSTOMER][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] It is [PII]. After that, it is [PII], right? [AGENT][NEUTRAL] Yes, [PII]. [CUSTOMER][NEUTRAL] [PII]. Just give me a moment. [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] Our. [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Can you give me the appeal filing limit? [CUSTOMER][NEUTRAL] I. [AGENT][NEUTRAL] Um, 180 days from the denial date. [CUSTOMER][NEUTRAL] And call reference number? [AGENT][NEUTRAL] There's no call reference number, but you can use my name in today's date. The first initial to my last name is [PII]. [CUSTOMER][POSITIVE] OK, OK. [PII], thank you. Thank you for your time. OK. [AGENT][POSITIVE] You're very welcome. Was there anything? [CUSTOMER][NEUTRAL] I have one more claim. You can help me with that also, right? I just check, I have one more claim. Can you help me with that? [AGENT][NEUTRAL] Yes, hold on one moment, let me finish noting this one. [CUSTOMER][NEUTRAL] in that. [CUSTOMER][NEGATIVE] It is not right. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] Uh, can you share me the call reference number for this one? [CUSTOMER][NEUTRAL] I see. [AGENT][NEUTRAL] And make sure on the appeal you put attention APL appeals department. [CUSTOMER][NEUTRAL] 7 [CUSTOMER][POSITIVE] OK, no problem. OK, no problem. [AGENT][NEUTRAL] Because it's the same address as claim. [AGENT][POSITIVE] And I'm ready for the next member whenever you are. [CUSTOMER][NEUTRAL] OK. So the next number ID is [CUSTOMER][NEUTRAL] 01832190. [AGENT][NEUTRAL] OK, hold on one moment. [CUSTOMER][NEUTRAL] Yeah, the next member ID is 6824. [AGENT][NEUTRAL] And can you verify the member's first and last name and date of birth? [CUSTOMER][NEUTRAL] Yes. My name is [PII]. Date of birth is [PII]. [AGENT][NEUTRAL] Thank you for that. And again, all the information provided is a verification of benefits, not a guarantee of payment. And may I have the date of service and the total bills? [CUSTOMER][NEUTRAL] No [CUSTOMER][NEUTRAL] Bye bye [CUSTOMER][NEUTRAL] I [CUSTOMER][NEUTRAL] Uh, date of service is [PII] and the total charge amount was $1967. [AGENT][NEUTRAL] Thank you, hold on one moment. [CUSTOMER][NEUTRAL] Yes, that is the letters [PII]. [AGENT][NEUTRAL] And would the um provider be the same on this claim or would it be different? [CUSTOMER][NEUTRAL] Uh, just give me a moment. It is Sheridan Emergency physician Services. [AGENT][NEUTRAL] OK, hold on one moment. [CUSTOMER][NEUTRAL] No [CUSTOMER][NEUTRAL] Uh, patient name is [PII] and the date of birth is [PII]. [AGENT][NEUTRAL] Alright, so I'm showing we received the claim on [PII]. [CUSTOMER][NEUTRAL] 97. [AGENT][NEUTRAL] The claim number is 355. [CUSTOMER][NEUTRAL] 17. [AGENT][NEUTRAL] 3410. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] And on [PII], the claim was denied. [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] Because the maximum benefit payable for the date of service has been met. [CUSTOMER][NEUTRAL] Mhm [CUSTOMER][NEUTRAL] Uh, can you repeat the denial once again? [AGENT][NEUTRAL] The maximum [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] Benefit [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] Payable. [CUSTOMER][NEUTRAL] OK, so, OK, and what the benefit was in dollar value or number of visits? [AGENT][NEUTRAL] For this date of service? [AGENT][NEUTRAL] Has been met. [AGENT][NEUTRAL] Both, um, the max is $1000 per day. So for this date of service, the $1000 has already been used. [CUSTOMER][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] Mhm [CUSTOMER][NEUTRAL] OK, just give me a moment. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Um, dollar value was $1000 right? [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] And this and this claim was rendered from the same provider or different provider? [AGENT][NEUTRAL] Same provider or different provider than who? The previous patient? [CUSTOMER][NEUTRAL] Uh, no, for this member you are telling me for the same date of service, uh, $1000 has been met, right? So on the same day member is taking two services, right? [AGENT][NEUTRAL] So you're asking me, is it, was it paid to you or to a different provider? [CUSTOMER][NEUTRAL] Yes. [AGENT][NEUTRAL] OK, hold on one moment. [CUSTOMER][NEUTRAL] Yeah [CUSTOMER][NEUTRAL] So you mean to say that the emergency services are not covered in the membership. [CUSTOMER][NEUTRAL] Yeah [CUSTOMER][NEUTRAL] OK, no problem. Uh, can you tell me which plan the number I have. [CUSTOMER][NEUTRAL] you. [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] Let me take a look at these claims. Do you mind if I place you on just a brief hold? [CUSTOMER][POSITIVE] Yeah, you can take your time, no problem. [AGENT][NEUTRAL] Thank you, hold on one moment. [CUSTOMER][NEGATIVE] You are on hold. [AGENT][NEUTRAL] 3621. [AGENT][NEUTRAL] Yeah, but just because let me see if there was anything. [AGENT][NEUTRAL] Yeah. [AGENT][NEUTRAL] 2 978. [AGENT][NEUTRAL] Yeah [CUSTOMER][NEGATIVE] You are on hold. [AGENT][NEUTRAL] 3541344. [AGENT][NEUTRAL] 3 wait, what was it? 3543. [AGENT][NEUTRAL] it's supposed to be this. [AGENT][NEUTRAL] This this one. [AGENT][NEUTRAL] 35437. [AGENT][NEUTRAL] 1356. [AGENT][NEUTRAL] 3536. [CUSTOMER][NEGATIVE] You are on hold. [AGENT][NEUTRAL] I know, I'm almost done. [AGENT][NEUTRAL] 734, that was the original. [AGENT][NEUTRAL] JNOG. [AGENT][NEUTRAL] OK [AGENT][NEUTRAL] Hello [PII]. [CUSTOMER][NEUTRAL] Yes, I'm here. [AGENT][POSITIVE] Thank you so much for holding. I apologize for the wait. So yes, all the other claims that were paid for the same data service was a different provider. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] To the different provider, right? [CUSTOMER][NEUTRAL] OK. Uh the plan name or the plan name of the member? [CUSTOMER][NEUTRAL] Yeah [AGENT][NEUTRAL] This is a the same Medlink supplemental gap. [CUSTOMER][NEUTRAL] OK. And uh your mailing address will be the same? [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] Right. [CUSTOMER][NEUTRAL] OK, so call reference number will also be the same, right? [AGENT][NEUTRAL] Yes, that's correct. My name on today's date. [CUSTOMER][POSITIVE] OK. So thank you, and thank you for your time. Thank you for helping me with these claims. OK. [AGENT][POSITIVE] You're very welcome, [PII]. Was there anything else I can help you with today? [CUSTOMER][POSITIVE] No, I only had 2 claims and you help me with that. Thank you. Thank you very much. OK. Have a good day. Bye-bye. [AGENT][POSITIVE] You're very welcome and thanks for calling APL. Bye-bye.