AccountId: 011433970860 ContactId: 7360ffe9-1ffa-4254-8ec2-3fa17bf15851 Channel: VOICE LanguageCode: en-US Total Conversation Duration: 619580 ms Total Talk Time (AGENT): 199038 ms Total Talk Time (CUSTOMER): 269508 ms Interruptions: 2 Overall Sentiment: AGENT=0.9, CUSTOMER=0 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/04/04/7360ffe9-1ffa-4254-8ec2-3fa17bf15851_20250404T14:44_UTC.wav -------------------------------------------- [AGENT][POSITIVE] Thank you for calling American Public Life. This is [PII]. How can I help you? [CUSTOMER][NEUTRAL] Hey, my name is [PII]. Lastly surname is [PII]. [AGENT][NEUTRAL] Could I get a callback number please? [CUSTOMER][NEUTRAL] Yeah, the callback number is [PII]. It's a direct line. [AGENT][NEUTRAL] OK. Can I get the policy number you're calling on? [CUSTOMER][NEUTRAL] Oh [CUSTOMER][NEUTRAL] OK [CUSTOMER][NEUTRAL] Yeah, yeah. Uh, D as in Delta, 4370. [AGENT][NEUTRAL] OK, that's not one of our policy numbers. [AGENT][NEUTRAL] Do you have a social for the patient? [CUSTOMER][NEUTRAL] So do you know the right department? [CUSTOMER][NEUTRAL] Sorry? [AGENT][NEUTRAL] Do you have a social for the patient? [CUSTOMER][NEUTRAL] I can check that one, just a second. [AGENT][NEUTRAL] OK. [CUSTOMER][NEUTRAL] Oh [CUSTOMER][NEUTRAL] Uh, yeah, I have. So the Social Security number I have here is [PII]. [CUSTOMER][NEUTRAL] [PII], sorry, sorry for that. [PII]. [AGENT][NEUTRAL] The patient's name? [CUSTOMER][NEUTRAL] I [CUSTOMER][NEUTRAL] Uh, [PII], and the date of birth is [PII]. [AGENT][POSITIVE] OK. Thank you so much for verifying the policy. Are you calling for claim status or benefits? [CUSTOMER][NEUTRAL] Al [CUSTOMER][NEUTRAL] I, uh, actually, I need a PCP office visit benefit and uh I have a CCPD code. [AGENT][NEUTRAL] OK, I don't need the code. [AGENT][NEUTRAL] OK, please be advised verifying that. Please, I'm sorry. [CUSTOMER][NEUTRAL] OK. So, if you don't need the code, [CUSTOMER][NEUTRAL] Uh, sorry for disturbing you. Uh, if you don't need the code, so I can provide you only the description, so it's fine. [AGENT][NEUTRAL] OK, yes, it is the office visit. You're calling for office visit benefits. [CUSTOMER][NEUTRAL] OK. OK. [AGENT][NEUTRAL] OK, please be advised verifying benefits does not guarantee payment. This policy has been effective since [PII]. It is still active. [CUSTOMER][NEUTRAL] Yeah, office visit. [CUSTOMER][NEUTRAL] And [CUSTOMER][NEUTRAL] Yes [AGENT][NEUTRAL] For a physician visit, the policy pays $75 a visit. [AGENT][NEUTRAL] The patient has 3 visits a year. [CUSTOMER][NEUTRAL] OK, just so I can write down here $75 visit, right? [AGENT][NEUTRAL] Mm, let me make sure of this. Hold one moment please. [CUSTOMER][NEGATIVE] You are on hold. [AGENT][NEUTRAL] Uh yes, it is. [AGENT][NEUTRAL] Yeah, 75 and 5, is it 5? [AGENT][NEUTRAL] Mm, OK. [AGENT][NEUTRAL] OK, thank you so much for holding. I apologize for the wait. This policy will pay $75 for the visit. The patient has 5 visits a year to use. Uh, at this time, I show all are available for [PII]. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] OK, so you said that $75 per visit, uh, right? [CUSTOMER][NEUTRAL] Hello? [AGENT][NEUTRAL] Yes. Did you have a question? [CUSTOMER][NEUTRAL] Yeah, 75. Yeah, I have the question. $75 per visit, 5 visits is uh uh 5 visits total, and uh how many visitors left now? [AGENT][NEUTRAL] All are available for 2025. [CUSTOMER][NEUTRAL] Uh. [CUSTOMER][NEUTRAL] OK. Thank you for that. And I have a description for the 50 codes. Please check that that this code is covered or not. It's fine. [AGENT][NEUTRAL] I cannot guarantee payment for a physician visit. A physician sick visit, the policy pays $75 a visit. [CUSTOMER][NEUTRAL] So, can I provide you this? [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] OK. [AGENT][NEGATIVE] I cannot guarantee payment. [CUSTOMER][NEUTRAL] OK, I got it. So, can I provide you the date? [CUSTOMER][NEUTRAL] But now, can I provide the descriptions of the CD? It's fine. You said it's cannot get the payment. I got it. [AGENT][NEUTRAL] Sure. [CUSTOMER][NEUTRAL] But please check that, that, like, uh, OK, thank you. The 1st 4 code description is a preventive care. [CUSTOMER][NEUTRAL] Immunization, preventative care, immunization, or and the, it's a routine. And the last two is a diagnostic testing, non-routine. It's a medical. And please also check in. [AGENT][NEUTRAL] OK, so these are not physicians take visits. These are routine visits. [AGENT][NEUTRAL] These are not sick visits, correct? OK. Hold one moment. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEGATIVE] No, no, no. You are on hold. [AGENT][NEGATIVE] This idiot. [AGENT][POSITIVE] Oh my gosh. [AGENT][NEUTRAL] OK. Thank you for holding. For the physician, for a routine, it does pay the $75 for the visit, for any diagnostic. Oh my God. It is the same, yes. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] OK, it's also the same. [CUSTOMER][NEUTRAL] And the diagnostic? [CUSTOMER][NEUTRAL] I [AGENT][NEUTRAL] Pays up to $250 per year. [CUSTOMER][NEUTRAL] Per year. [CUSTOMER][NEUTRAL] OK. OK. Uh [CUSTOMER][NEUTRAL] OK. So you said for the routine is $75 copay. [AGENT][NEUTRAL] It's not a co-pay. The policy pays $75. [CUSTOMER][NEUTRAL] finish [CUSTOMER][NEUTRAL] Oh. [CUSTOMER][NEUTRAL] OK, sorry for that. $75. And for the non-routine, the diagnostic testing is a non-routine. So so you said it's a $250 per year. [AGENT][NEUTRAL] Did you say it's non-routine or is it for routine? [CUSTOMER][NEUTRAL] Uh, sorry, but the diagnostic testing is a non-routine and the preventative care immunization is a routine. [AGENT][NEUTRAL] OK, so for the preventative, it's $75. [CUSTOMER][NEUTRAL] And [CUSTOMER][NEUTRAL] I [AGENT][NEUTRAL] For the non-routine? [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] And [AGENT][NEUTRAL] It's gonna be the, the maximum of $75 for the visit. [CUSTOMER][NEUTRAL] So the non-routine also same and the routine also same. [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] OK, it's $75 per visit, right? [AGENT][POSITIVE] Correct. [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] OK, both are the same. [CUSTOMER][NEUTRAL] I got it, just a second. And the lab was the same, ma'am? [AGENT][NEUTRAL] It is. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] And is it a limited plan? [AGENT][NEUTRAL] It is. [CUSTOMER][NEUTRAL] OK, Limited plan. OK. And can you confirm me the ID number you said uh the D as in Delta, that ID number is correct? [AGENT][NEUTRAL] Uh, let me provide you with the correct policy number. The correct policy number is [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] 1756793. [CUSTOMER][NEUTRAL] 1756793. [AGENT][NEUTRAL] Yes. [CUSTOMER][NEUTRAL] 756-793. OK. [CUSTOMER][NEUTRAL] Just a second. [CUSTOMER][NEUTRAL] Uh, is it a 90-degree benefit multi-plan, employer group plan? [AGENT][NEUTRAL] I'm sorry? [CUSTOMER][NEUTRAL] The insurance name is a 90-degree benefits Multiplan. [AGENT][NEUTRAL] The policy name is American Public Life. [CUSTOMER][NEUTRAL] Yeah [CUSTOMER][NEUTRAL] American Public line. OK. I can write down here because my systems will be different and you said it's different. That's why. American? [AGENT][NEUTRAL] Public life. [CUSTOMER][NEUTRAL] Public line. [CUSTOMER][NEUTRAL] I got it. Public life. [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] Public life you said. OK. [CUSTOMER][NEUTRAL] LIFE Life, OK. [CUSTOMER][NEUTRAL] Oh [CUSTOMER][NEUTRAL] Give me a moment. [CUSTOMER][NEUTRAL] And is there a limit and any of this code you see that we have pre-authorization is required? [AGENT][NEUTRAL] Pre-authorization is not required for the policy. [CUSTOMER][NEUTRAL] OK. Any exclusion? [AGENT][NEUTRAL] No exclusions. [CUSTOMER][NEUTRAL] You [CUSTOMER][NEUTRAL] OK. And is, is it a PPO plan? [AGENT][NEUTRAL] Is it a, it's a limited medical plan. This policy does not have a contract. [CUSTOMER][NEUTRAL] OK. And it's a calendar the plan here. [AGENT][NEUTRAL] Yes. [AGENT][NEUTRAL] Calendar year. [CUSTOMER][NEUTRAL] Calendar year. [CUSTOMER][NEUTRAL] And the patient name can confirm it [PII], this patient name. [AGENT][NEUTRAL] Can I confirm his name? [CUSTOMER][NEUTRAL] Yeah [CUSTOMER][NEUTRAL] Yeah, yeah, because I have 2 patients, so which patient I'm giving to you, I don't know. That's uh, sorry for that. So it's a direct. [AGENT][NEUTRAL] You ask for [PII]. [CUSTOMER][NEUTRAL] OK, [PII]. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] So [CUSTOMER][POSITIVE] Thank you for that, ma'am. Uh spell your name. [AGENT][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] [PII] And the reference number, last name. [AGENT][NEUTRAL] My name, my name, and today's date. [CUSTOMER][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] A [CUSTOMER][POSITIVE] And today's date. Thank you for that. Thank you. Have a nice day. [AGENT][POSITIVE] Correct. [AGENT][POSITIVE] You have a wonderful weekend. Thank you for calling APL Sam. Bye-bye.