AccountId: 011433970860 ContactId: 69a8f084-857e-4398-a39b-9c8137f41b0d Channel: VOICE LanguageCode: en-US Total Conversation Duration: 433839 ms Total Talk Time (AGENT): 168690 ms Total Talk Time (CUSTOMER): 83591 ms Interruptions: 0 Overall Sentiment: AGENT=-0.1, CUSTOMER=-0.1 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/01/27/69a8f084-857e-4398-a39b-9c8137f41b0d_20250127T14:35_UTC.wav -------------------------------------------- [AGENT][NEUTRAL] Thank you for calling ATL. This is [PII]. How may I help you? [CUSTOMER][NEUTRAL] Bye. [CUSTOMER][NEUTRAL] Hello? [AGENT][NEUTRAL] Thank you for calling APL. This is [PII]. How may I help you? [CUSTOMER][NEUTRAL] Yes, I was checking the static on my uh. [CUSTOMER][NEUTRAL] My claim? [AGENT][NEUTRAL] OK, I can help you. What's your name? [CUSTOMER][NEUTRAL] Uh, [PII]. [AGENT][NEUTRAL] Spell your name? [CUSTOMER][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] Oh, [PII]. [AGENT][NEUTRAL] Oh, OK, [PII]. What's the policy number? [CUSTOMER][NEGATIVE] Oh, I don't have it with me. [AGENT][NEUTRAL] Your social? [CUSTOMER][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] [PII] [AGENT][NEUTRAL] What's a good phone number in case we're disconnected? [CUSTOMER][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] OK. Do you have an ID card? [CUSTOMER][NEUTRAL] No. [AGENT][NEUTRAL] OK. [AGENT][NEUTRAL] One moment. [AGENT][NEUTRAL] And what type of policy do you have, [PII]? [CUSTOMER][NEGATIVE] Uh, cancel. [AGENT][NEUTRAL] OK. [AGENT][NEUTRAL] And what's your complete mailing address? [CUSTOMER][NEUTRAL] Uh, [PII]. [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] And your date of birth and email address, please. [CUSTOMER][NEUTRAL] Date of birth is [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] And what did you say? [AGENT][NEUTRAL] Your email [CUSTOMER][NEUTRAL] Alright [PII] 0. [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] It looks like we have an iCloud, uh, email address on file. [CUSTOMER][NEUTRAL] Oh, that's, that's my wife one. [AGENT][NEUTRAL] Can you verify or do you want me to update? [AGENT][NEUTRAL] To the one you gave me. [CUSTOMER][NEUTRAL] Uh, I think it's [CUSTOMER][NEUTRAL] I think it's [PII] uh 302 something. [CUSTOMER][NEUTRAL] You me up for my. [AGENT][NEUTRAL] No, do you want me to update it to yours or? [CUSTOMER][NEUTRAL] Oh, you can add it to it then. [AGENT][NEUTRAL] I'm sorry? [CUSTOMER][POSITIVE] Yeah, you're gonna do it. [AGENT][NEUTRAL] OK, give me your email address again please. [CUSTOMER][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] I'm gonna repeat that back to you. OK, [PII] [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] Your last name [PII]? [AGENT][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] Yes. [AGENT][NEUTRAL] OK. [AGENT][NEUTRAL] Thank you for verifying that information and you said that you're checking on a claim status? [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] OK, let me get that information for you. [AGENT][NEUTRAL] You know, the last activity on your claim was [PII]. [AGENT][NEUTRAL] [PII]. [AGENT][NEUTRAL] Have you received something in the mail from American Public Life? [CUSTOMER][NEUTRAL] Uh, no what they thought I talked to somebody that said, uh. [CUSTOMER][NEUTRAL] Uh, it was on uh review. [CUSTOMER][NEUTRAL] And I also wanna uh [CUSTOMER][NEUTRAL] The [PII]. [AGENT][NEUTRAL] OK, one moment. [CUSTOMER][NEUTRAL] And she told me to call, and she told me to call back that Monday, but I didn't call back because I had to go back to the hospital. [AGENT][NEUTRAL] OK. [AGENT][NEUTRAL] OK, one moment. [AGENT][NEUTRAL] I'm still looking. [AGENT][NEUTRAL] OK, so there was an explanation that was mailed to you, [PII], um, so your claim processed on the [PII], it would have been mailed out. [AGENT][NEUTRAL] Um, to your address that you verified the next business day, but I'll read to you what the remark code says on the claim, OK? [AGENT][NEUTRAL] It says that the condition you are filing has been determined to be uh pre-existing. No benefits are payable for any loss incurred during the pre-existing condition exclusion period following the effective date of your policy. And so treatment beginning [PII] will be covered under the policy, but anything prior to that was determined to be pre-existing. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] Meaning you had it prior to your policy becoming effective. So there was no payment made. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] Is that what they say? [AGENT][NEUTRAL] I'm sorry? [CUSTOMER][NEUTRAL] That would the policy say? I mean, that was the. [CUSTOMER][NEUTRAL] The paper say [AGENT][NEUTRAL] Yeah, so we, right, we've processed your claim on [PII] and mailed you an explanation of benefits and on that explanation of benefits that that remark that I just read is listed on the back of the explanation of benefits. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEGATIVE] Yeah, cause I never received nothing. [AGENT][NEUTRAL] OK. [AGENT][NEUTRAL] So [AGENT][NEUTRAL] You gave me [PII]. [CUSTOMER][NEUTRAL] Yes. [AGENT][NEUTRAL] OK, so that's the address that it was mailed to? [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] Um, you can also download a copy of it, of the, the explanation of benefits from our online service center. I can give you that address and then assist you in creating an account if you would like. [CUSTOMER][NEUTRAL] No, that's all right. I'm gonna wait and check and see. [AGENT][NEUTRAL] OK. All righty. Did you have any other questions, uh, [PII]? [CUSTOMER][NEUTRAL] Uh, no, ma'am, that's it. [AGENT][NEUTRAL] OK, well thank you for calling APL. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][POSITIVE] OK, thank you. [AGENT][NEGATIVE] And [PII], I didn't get a good