AccountId: 011433970860 ContactId: 4c330b96-fea5-4610-94d6-48faf590ba15 Channel: VOICE LanguageCode: en-US Total Conversation Duration: 310209 ms Total Talk Time (AGENT): 83983 ms Total Talk Time (CUSTOMER): 111313 ms Interruptions: 0 Overall Sentiment: AGENT=0.7, CUSTOMER=0.8 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/02/13/4c330b96-fea5-4610-94d6-48faf590ba15_20250213T19:48_UTC.wav -------------------------------------------- [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] Thank you for calling APL. This is [PII]. How may I help you? [CUSTOMER][NEUTRAL] Hey, [PII]. Um, [AGENT][NEUTRAL] Hello. [CUSTOMER][NEUTRAL] I have a um insured and her son on the phone. She has a whole life policy and she's asking if there's a cash value on the plan. Um, she, well she's initially calling because she needed to change her checking uh checking account information. I changed that, but she's wanted to know if there's a cash value on the plan. [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] Sure. [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] Yes, ma'am. [AGENT][NEUTRAL] Alright, give me just a second so I can pull it up. [AGENT][NEUTRAL] Is it for [PII]? [CUSTOMER][NEUTRAL] Mhm, and she has another son, uh, policy on her son, and I can give you that policy number if you need it. [AGENT][NEUTRAL] All right. [AGENT][NEUTRAL] All right, what is the policy number? [CUSTOMER][NEUTRAL] 153842 [AGENT][NEUTRAL] All right. I can go ahead and take her. [CUSTOMER][POSITIVE] Awesome thank you ma'am have a great one. [AGENT][POSITIVE] Thank you, you too. [CUSTOMER][NEUTRAL] All right, bye. [AGENT][NEUTRAL] Bye. [AGENT][NEUTRAL] Good afternoon. Good afternoon, Ms. [PII]. [CUSTOMER][NEUTRAL] Yes ma'am. [AGENT][NEUTRAL] Hello, this is [PII] in customer service. I was just advised that you are willing to know if the policy has a um cash value. Is that correct? [CUSTOMER][NEUTRAL] Well, yeah, we, we were under the impression that this bill. [AGENT][NEUTRAL] Mhm. [CUSTOMER][POSITIVE] If you continue to pay the premium, that it, it continued to build. [CUSTOMER][NEGATIVE] And what the amount now it was not right, is this whole life or term life? [AGENT][NEUTRAL] Um, it is a whole life policy. [CUSTOMER][NEUTRAL] And it's not it's not money. [AGENT][NEUTRAL] No. [AGENT][NEUTRAL] Um, it just has a set amount, um. [AGENT][NEUTRAL] A set amount uh benefit amount. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] Well good after [PII] old. Is it any good for is mine any good after I'm [PII] old? [AGENT][NEUTRAL] Uh, allow me just a second to look it up if there is any age, um. [AGENT][NEUTRAL] All right, Ms. [PII]. I'm going through um your policy certificate to see um how it is, it's working. [AGENT][NEUTRAL] Give me just a second so I can go through it. [AGENT][NEUTRAL] All right, Ms. [PII]. I don't see um any information about age restriction. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] OK, even um. [CUSTOMER][NEUTRAL] Don't mind OK. [CUSTOMER][NEUTRAL] So [AGENT][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] If I die at [PII], it's gonna pay out that $9000. [AGENT][POSITIVE] Yes, that is correct. [CUSTOMER][NEGATIVE] That'll bury me. [CUSTOMER][POSITIVE] Alrighty and [PII]'s our sons. [AGENT][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] We'll pay out the 13. [AGENT][NEUTRAL] Yes, I can look, mhm, I can look at it too. Give me just a second. [CUSTOMER][NEUTRAL] When he passes [CUSTOMER][NEUTRAL] Go ask that question she just told you. [CUSTOMER][NEUTRAL] But it doesn't his policy doesn't need the same as ours. [CUSTOMER][POSITIVE] Yeah ready to sign. [AGENT][NEUTRAL] Yes, that is correct. I don't see any age here. [CUSTOMER][NEUTRAL] Oh, OK. [CUSTOMER][POSITIVE] I hear you. OK. All right. Well, thank you so much. That answers our questions. I appreciate it so much. [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] Mm [AGENT][POSITIVE] You're very welcome. Thank you for calling APL. Hope you all have a nice day. [CUSTOMER][POSITIVE] Thank you. You too. Bye-bye. [AGENT][POSITIVE] Thank you. Bye bye.