AccountId: 011433970860 ContactId: 435d754d-c9dc-473e-9403-593afc4f1d49 Channel: VOICE LanguageCode: en-US Total Conversation Duration: 182169 ms Total Talk Time (AGENT): 87095 ms Total Talk Time (CUSTOMER): 43090 ms Interruptions: 0 Overall Sentiment: AGENT=0.9, CUSTOMER=1.7 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/03/31/435d754d-c9dc-473e-9403-593afc4f1d49_20250331T14:28_UTC.wav -------------------------------------------- [AGENT][NEUTRAL] Thank you for calling APL. This is [PII]. How can I help you? [CUSTOMER][NEUTRAL] Hey, [PII], my name is [PII]. I was calling to see the status of my claim. [AGENT][NEUTRAL] Sure, I can check on a claim for you. Um, [PII], can I get a good call back number from you first in case we're disconnected? [CUSTOMER][NEUTRAL] It's [PII]. I give you my wife's number [PII]. [AGENT][NEUTRAL] Uh-huh. [AGENT][NEUTRAL] OK, thank you and then do you have your policy number? [CUSTOMER][NEUTRAL] Yeah, 252-1406. [AGENT][NEUTRAL] OK thank you one moment. [CUSTOMER][POSITIVE] Thank you, [PII]. [AGENT][NEUTRAL] Of course. All righty, and then just gonna verify some information really quick. [PII], can I get your date of birth, please? [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] Thank you and then can I get your mailing address? [CUSTOMER][NEUTRAL] It's [PII]. [AGENT][NEUTRAL] Perfect. The last thing I need is the email address we've got on file for you. uh, looks like it is a [PII] account. [CUSTOMER][NEUTRAL] Yes ma'am, it's [PII]. [AGENT][POSITIVE] Perfect thank you so much for verifying that information, [PII]. Alright, one moment, let me take a look at this claim for you. [CUSTOMER][POSITIVE] Thank you. [AGENT][NEUTRAL] OK, so according to the information that we have as it has completed processing, uh, they determined it as a preexisting condition so we weren't able to pay any benefits for this claim. [CUSTOMER][NEUTRAL] Oh really? [AGENT][NEUTRAL] Yes, so it does say um. [AGENT][NEUTRAL] The limitation will not apply to a disability resulting from a pre-existing condition that begins after you've continuously cover you're covered under the policy for 12 months. So as this policy's effective date was [PII], um, as it was considered a pre-existing condition, um, if you still have something after that 12 months from that point, uh, then of course it would no longer be considered preexisting. [CUSTOMER][NEUTRAL] So it has to be enforced for 12 months before they cover anything? [AGENT][POSITIVE] Correct. [AGENT][NEUTRAL] As as they determined this was preexisting. [CUSTOMER][NEUTRAL] That. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][POSITIVE] Alright thank you. [AGENT][NEUTRAL] Of course is there anything else I can help you with? [CUSTOMER][POSITIVE] No, that's it. Thank you. [AGENT][POSITIVE] All right. Yes, sir. Thank you. Have a great day.