AccountId: 011433970860 ContactId: 37df6e0d-8730-40be-906b-8e512f154e39 Channel: VOICE LanguageCode: en-US Total Conversation Duration: 413540 ms Total Talk Time (AGENT): 160011 ms Total Talk Time (CUSTOMER): 149871 ms Interruptions: 1 Overall Sentiment: AGENT=0.7, CUSTOMER=-0.1 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/04/15/37df6e0d-8730-40be-906b-8e512f154e39_20250415T13:23_UTC.wav -------------------------------------------- [AGENT][NEUTRAL] Thank you for calling APL. This is [PII]. How may I help you? [CUSTOMER][NEUTRAL] Yes, hi. My name is [PII], and I placed the claim, and I'm just having some difficulty. It seems like all my claims are getting denied and I apparently I am doing something wrong on my end. Um, I've never used a secondary, um, medical insurance before, so maybe this is all new to me, but hopefully you can help me going forward. [AGENT][NEUTRAL] Yes, ma'am. [AGENT][NEUTRAL] OK, [PII], yes, ma'am. Let me just verify some information with you first, do you have your policy number? [CUSTOMER][NEUTRAL] Yes [AGENT][NEUTRAL] OK, what is that? [CUSTOMER][NEUTRAL] 01 [CUSTOMER][NEUTRAL] You ready? [AGENT][NEUTRAL] Yes, ma'am. [CUSTOMER][NEUTRAL] 01975687 M as in Mary L as in Larry 8. [AGENT][NEUTRAL] What's your last name, please? [CUSTOMER][NEUTRAL] [PII] [AGENT][NEUTRAL] Can you verify your date of birth for me, please, [PII]. [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] And your address? [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] And last name your email please. [CUSTOMER][NEUTRAL] I'm sorry? [AGENT][NEUTRAL] Can I get your email address please? [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] OK, thank you, Ms. [PII], and let me get your callback number just in case we get disconnected please. [CUSTOMER][NEUTRAL] [PII] [AGENT][POSITIVE] Thank you so much for verifying your information, Miss [PII], and I understand you're having some trouble with some claims, is that correct? [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] OK, what, tell me exactly what's going on. If I can't help you, I can certainly find someone that can. What's going on with your claim? [CUSTOMER][NEGATIVE] OK, um, hang on, let me get off speaker. This doesn't have a good connection here. [AGENT][NEUTRAL] Yes, ma'am. [AGENT][NEUTRAL] OK. [CUSTOMER][NEGATIVE] Uh, I broke my arm, so it's kinda hard to. [CUSTOMER][NEUTRAL] Yeah, hang on a second. [AGENT][POSITIVE] Sure, take your time. [CUSTOMER][NEUTRAL] OK, so I put a claim number, the confirmation number is OSC 96472. [CUSTOMER][NEGATIVE] And I paid out of pocket $500. I had to have surgery. And so the doctor um took $500 out of my pocket before surgery, and that's the claim that I put in, and now it's being denied, and I don't know why. [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] OK, and that claim number is OSC 96472. Is that correct, Miss [PII]? [CUSTOMER][NEUTRAL] Um, the confirm that's the confirmation number that I got OS. [AGENT][NEUTRAL] The confirmation number OK got you OK. [CUSTOMER][NEUTRAL] Yeah, OSC 96472. [AGENT][NEUTRAL] Oh. [AGENT][NEUTRAL] OK, what I'll need to do is transfer. [CUSTOMER][NEUTRAL] I have a claim number 3 the claim number is 358-86775. [AGENT][NEUTRAL] 358-867-5. OK, thank you, Ms. [PII]. I'm gonna have someone assist you. Can you please hold for just a moment for me? [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] [PII], did you hear me? [CUSTOMER][NEUTRAL] Yes. [AGENT][NEUTRAL] [PII], can you hear me? [CUSTOMER][NEUTRAL] Yes, I can. Can you hear me? [AGENT][POSITIVE] OK. Yes, ma'am, I can. We have a bad connection. I apologize. Yes, ma'am, hold just a moment. I'm gonna get the representative all your information and have someone assist you with this, OK? [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] Referring. [CUSTOMER][NEUTRAL] Thank you for calling APO. This is [PII]. How may I help you? [AGENT][NEUTRAL] You said [PII], is that right? [CUSTOMER][NEUTRAL] Yes, ma'am. [AGENT][NEUTRAL] Hey [PII], this is [PII] in [PII], and how are you doing today? [CUSTOMER][POSITIVE] I'm good. How are you doing? [AGENT][POSITIVE] I'm doing well, thank you. Look, I have an insured on the line, um, the policy number is 19756887. [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] [PII] [AGENT][NEUTRAL] And I, I got a [PII]. [CUSTOMER][NEUTRAL] Sorry, what was her name? [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] OK, and I verified her information, um, and her callback number ready for it is [PII]. [AGENT][NEUTRAL] 239 [CUSTOMER][NEUTRAL] Mhm. [AGENT][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] OK. [AGENT][NEGATIVE] She's calling about a claim that was denied. She's stating she had surgery and she paid out of pocket $500. She gave me the claim number. [AGENT][NEUTRAL] Do you want that? [CUSTOMER][NEUTRAL] OK, yes, please. [AGENT][NEUTRAL] Yes, ma'am. It's 358. [AGENT][NEUTRAL] I believe that's 8675. It's it's not 8675, it's 0. I'm sorry, I can't read my writing. [CUSTOMER][NEUTRAL] OK, 358-067-5? [AGENT][NEUTRAL] Yes, ma'am. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] OK, would you be able to help with that? [CUSTOMER][NEUTRAL] OK, and she wants to know why it was denied? [AGENT][NEUTRAL] Yes, and she says she's just been having trouble getting that paid. She just, she's, she's confused because she pays out of pocket $500 before the surgery and she's wanting to know. [CUSTOMER][NEUTRAL] OK. [AGENT][NEUTRAL] Um, well, that was the no. [CUSTOMER][POSITIVE] OK, you can send her my way. [AGENT][NEUTRAL] OK, this is my first time transferring. Do I do leave calls? [CUSTOMER][NEUTRAL] No, it's OK. I'm still kind of new too, so it's fine. [CUSTOMER][NEUTRAL] Um [AGENT][NEUTRAL] I didn't noticed, what about you? Oh my gosh, is it swap? [CUSTOMER][NEUTRAL] We [CUSTOMER][NEUTRAL] Um, [CUSTOMER][NEUTRAL] I always do I always click join and then I like leave I in the in the call once um the. [AGENT][POSITIVE] And I know that I have you on the line. OK, let me do that. I'm sorry. Hang on one second, OK? [PII]. You have a good day. [CUSTOMER][NEUTRAL] Yeah, yeah. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] You too. [AGENT][NEUTRAL] Ms. [PII], [CUSTOMER][NEUTRAL] Yes. [AGENT][POSITIVE] Yes, ma'am, I have [PII] on the line. She's gonna be able to assist you, OK? [CUSTOMER][POSITIVE] Thank you. [AGENT][POSITIVE] You're welcome. Have a great day. [CUSTOMER][NEUTRAL] You too