AccountId: 011433970860 ContactId: 207a8ca4-f221-4b78-82b2-528527f136ed Channel: VOICE LanguageCode: en-US Total Conversation Duration: 582109 ms Total Talk Time (AGENT): 222536 ms Total Talk Time (CUSTOMER): 241182 ms Interruptions: 10 Overall Sentiment: AGENT=0.6, CUSTOMER=-0.1 Redaction Types: PII Input Audio S3: s3://apl-connect-contactcenter-data-prod/connect/apl-prod/CallRecordings/2025/04/17/207a8ca4-f221-4b78-82b2-528527f136ed_20250417T13:16_UTC.wav -------------------------------------------- [AGENT][POSITIVE] Good morning. Thank you for calling APL. This is [PII]. How can I help you? [CUSTOMER][NEUTRAL] Good morning. Thank you for calling ATO. This is [PII]. [CUSTOMER][NEUTRAL] Hi, good morning, miss. Can you please spell your name for me? [AGENT][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] [PII] first and your last name? [AGENT][NEUTRAL] S [CUSTOMER][POSITIVE] Thank you so much. My name is [PII]. First name is last name [PII], calling you from provider office looking for claim. [AGENT][NEUTRAL] Spell your name? [AGENT][NEUTRAL] OK, I need for you to spell your name. [CUSTOMER][NEUTRAL] [PII] [CUSTOMER][NEUTRAL] mean [CUSTOMER][NEUTRAL] Uh, [PII]. [AGENT][NEUTRAL] Can you spell your name? [CUSTOMER][NEUTRAL] [PII] [AGENT][NEUTRAL] And your last initial? [CUSTOMER][NEUTRAL] [PII], [AGENT][NEUTRAL] Thank you. And anything you said that you're needing to check claim status, is that correct? [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Yes. [AGENT][POSITIVE] Yes, I can help you with that. And what is your callback number, please? [CUSTOMER][NEUTRAL] [PII]. No direct line. [AGENT][NEUTRAL] Thank you. And how many clients, [PII], do you have to check status on? [CUSTOMER][NEUTRAL] Only one [AGENT][NEUTRAL] OK, and what is that member's policy number, please? [CUSTOMER][NEUTRAL] It's 244-857-2. [AGENT][NEUTRAL] Thank you one moment while I get the member's information pulled up. [CUSTOMER][NEUTRAL] Yeah. [AGENT][NEUTRAL] And anything, any information that I provide for you today will be a verification of benefits and not a guarantee of payment. What is your patient's name and date of birth? [CUSTOMER][NEUTRAL] for [CUSTOMER][NEUTRAL] First name is [PII]. Last name is [PII], spelled as in [PII] [CUSTOMER][NEUTRAL] The date of birth is [PII]. [AGENT][POSITIVE] Thank you. [AGENT][NEUTRAL] The data of service and total bill amount please. [CUSTOMER][NEUTRAL] July uh sorry, [PII]. [CUSTOMER][NEUTRAL] And the bill amount I have, it's uh $1,895 even. [AGENT][POSITIVE] Thank you one moment. [CUSTOMER][NEUTRAL] Mm, yeah, and I do a specific question. [AGENT][NEUTRAL] OK, what is the claim number? [CUSTOMER][NEUTRAL] Mm [CUSTOMER][NEUTRAL] 351-218-1 [AGENT][NEUTRAL] One moment. [CUSTOMER][NEUTRAL] OK. [CUSTOMER][NEUTRAL] Mhm [CUSTOMER][NEUTRAL] Um [AGENT][POSITIVE] OK. Yes, sir. How can I help you with that? [CUSTOMER][NEUTRAL] Um [CUSTOMER][NEUTRAL] OK, miss, uh, actually, we do have to receive the denial right as uh [CUSTOMER][NEUTRAL] Service is not covered under the member plan. Uh, can you please, uh, tell me when did you receive the claim? [AGENT][NEUTRAL] Mhm. [AGENT][NEUTRAL] Was received 926-2024. [CUSTOMER][NEUTRAL] Mm [CUSTOMER][NEGATIVE] And denied on. [AGENT][NEUTRAL] The night on [PII]. [CUSTOMER][NEUTRAL] on skin. [CUSTOMER][NEUTRAL] OK. And what is the reason? [AGENT][NEUTRAL] One moment. [AGENT][NEUTRAL] The remarks specifically states the calendar your maximum for outpatient office visits due to accidents and excuse me, due to sickness and or accident. [CUSTOMER][NEUTRAL] The remarks specifically states that calendar your max. [CUSTOMER][NEUTRAL] For outpatient. [CUSTOMER][NEUTRAL] The [CUSTOMER][NEGATIVE] So, uh, sorry to interrupt you. You are reading the denial. [AGENT][NEGATIVE] The denial is. [CUSTOMER][NEGATIVE] The denial, yeah. [AGENT][NEUTRAL] The calendar year maximum. [CUSTOMER][NEUTRAL] The maximum. [AGENT][NEUTRAL] For outpatient office visits. [CUSTOMER][NEUTRAL] For out. [AGENT][NEUTRAL] Due to sickness and or accident. [CUSTOMER][NEUTRAL] And or accident. [AGENT][NEUTRAL] Has been meant for this calendar year. [CUSTOMER][NEUTRAL] has been met for this calendar. [CUSTOMER][NEUTRAL] Yeah [CUSTOMER][NEUTRAL] Uh, what is the member plan name? [AGENT][NEGATIVE] This is a limited benefit. [CUSTOMER][NEUTRAL] Let [AGENT][NEUTRAL] Hospital indemnity plan. [CUSTOMER][NEUTRAL] Hospital and [AGENT][NEUTRAL] Indemnity. [CUSTOMER][NEUTRAL] How to spell? [AGENT][NEUTRAL] I N D E M N I T Y. This is not major medical insurance. [CUSTOMER][NEUTRAL] I I N. [CUSTOMER][NEUTRAL] Um [CUSTOMER][NEUTRAL] I N D E M. [AGENT][NEUTRAL] N I T Y. [CUSTOMER][NEUTRAL] N I T Y. [CUSTOMER][NEUTRAL] Uh, I repeat, I N D E M N I T Y, right? [AGENT][POSITIVE] Correct. [CUSTOMER][NEUTRAL] OK. And uh can you please uh tell me one more thing like uh how is benefit maximum? [AGENT][NEUTRAL] What's your question? [CUSTOMER][NEUTRAL] How many like uh benefit maximum for this claim? [AGENT][NEUTRAL] The maximum number of visits per calendar year, is that what you're asking? It's 4? [CUSTOMER][NEUTRAL] And. [CUSTOMER][NEUTRAL] Yes. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Yes, yes. [AGENT][NEUTRAL] Yes sir, I just gave you the number. [CUSTOMER][NEUTRAL] Yes. [CUSTOMER][NEGATIVE] Uh, for the entire call I'm talking about claim got denied. [AGENT][NEUTRAL] I read you the remark as for the specific reason of the denial. [CUSTOMER][NEUTRAL] OK. Do you have the copy of EOB? [AGENT][NEUTRAL] You may print that by going to our portal at [PII]. [CUSTOMER][NEUTRAL] Is it like manual log in or we need to create a like sign up your portal? [AGENT][NEUTRAL] You would be, you would be able to sign up for it yourself. It's a self-registering portal now that you have the claim number. [CUSTOMER][NEUTRAL] You would be you would be able to sign up for it. [CUSTOMER][NEUTRAL] Now that we have to find. [CUSTOMER][NEUTRAL] Just a moment [AGENT][NEUTRAL] Mhm. [CUSTOMER][NEUTRAL] I need the benefit maximum like how many times we can build these services for this particular code which we have already. [AGENT][POSITIVE] Yes sir, yes. [AGENT][NEUTRAL] I get, OK, so one more time, [PII], the maximum number of visits per calendar year on this limited benefit plan is 4. That was already met prior to your claim being received. [CUSTOMER][NEUTRAL] I did OK. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] Yeah. [CUSTOMER][NEUTRAL] OK. Only 4, right? [AGENT][POSITIVE] That is correct. [CUSTOMER][NEUTRAL] Uh, OK. Just uh hold on. [CUSTOMER][NEUTRAL] Mm [CUSTOMER][NEUTRAL] I'm checking just a moment. [CUSTOMER][NEUTRAL] And what is the call reference number? [AGENT][NEUTRAL] It would be my name in today's date, and the website for our portal, Ethan is secured. [AGENT][NEUTRAL] [PII]. [CUSTOMER][NEUTRAL] [PII] [AGENT][NEUTRAL] And if you'll go ahead and give me your fax number, I will fax this one to you. [CUSTOMER][NEUTRAL] Go ahead and give me your fax number I will fax. [CUSTOMER][NEUTRAL] Yeah, please uh take the fax number, 631. [CUSTOMER][NEUTRAL] And you said it like uh we can bill 4 time, right? [AGENT][NEUTRAL] No, sir. I said that the maximum number of visits on this limited benefit plan per calendar year would be 4. [CUSTOMER][NEUTRAL] There, I said that the map. [CUSTOMER][NEUTRAL] For a visit on this limited benefit plan for calendar year would be 4. [AGENT][NEUTRAL] And does this facts need to be put to your attention, [PII], or is that not necessary? [CUSTOMER][NEUTRAL] Just a moment. Your fax number is [PII]. [CUSTOMER][NEUTRAL] [PII]. [AGENT][NEUTRAL] OK. Do I, again, do I need to put your name on there or not? [CUSTOMER][NEUTRAL] Yes, yes. [AGENT][NEUTRAL] One moment for me to get that information pulled up. [CUSTOMER][NEUTRAL] One moment you want me to get that. [CUSTOMER][NEUTRAL] And how much time it will take? [AGENT][NEUTRAL] [PII], give me a moment. I'm working on sending it to you at this moment, so it's gonna be dependent upon if your fax can receive it, but it has been sent. [CUSTOMER][NEUTRAL] If you're [CUSTOMER][NEUTRAL] But it [AGENT][NEUTRAL] And it's been sent to [AGENT][NEUTRAL] [PII] and if for any reason you do not receive it, you would just need to print that from our portal at the website that I gave you. [CUSTOMER][NEUTRAL] 10 and if for any reason we do not. [AGENT][NEUTRAL] And is there anything else that I can help you with this morning? [CUSTOMER][POSITIVE] No, thank you so much. Bye-bye. [AGENT][POSITIVE] All right. Well, you're very welcome and thank you for calling APL. Have a nice day. [CUSTOMER][POSITIVE] You're very welcome.